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Employment Opportunities

Realize your Potential

Contact Us

College of Southern Maryland
askme@csmd.edu
8730 Mitchell Rd
PO Box 910
La Plata, MD 20646-0910
301-934-7700

 

 

 

Health and Wellness Benefits

HEALTH AND WELLNESS

Medical Insurance

  • Eligible full-time employees - premium is paid partially by the college. For rate information click here.
  • Eligible part-time employees (20 hours per week or more) - single premium is paid partially by the college; beyond single coverage rates are pro-rated. For rate information click here.
  • Two medical plans available: 1. Traditional PPO 2. High Deductible Health Plan (HDHP) with an optional Health Savings Account/HSA (see below for additional information on HSAs).
  • Both plans include in-network and/or out-of-network benefits, major medical, and prescription card. (The Traditional PPO has a $100 vision benefit; the HDHP does not.) 

Part-time employees who work less than 20 hours per week are not eligible for Medical Insurance.

Toddler and Teddy BearTo locate "in-network" medical providers, visit www.ncas.com, click on Provider Networks, click on CareFirst Regional Provider Organization (PPN/PPO). Search for a doctor or facility by name, location, specialty, and other options based on your preferences.

For a comparison chart of the two medical plans, please click here.

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Dental Insurance

  • Eligible full-time employees - premium is paid 75% by the college, 25% by the employee. View rate information.
  • Eligible part-time employees (20 hours per week or more) - single premium is paid 75% by college, 25% by employee; beyond single coverage rate are pro-rated. View rate information.

CSM utilizes the Guardian DentalGuard Preferred PPO. To locate "in-network" dental providers, visit https://www.guardiananytime.com , click on Find a Provider, click on "PPO" under the Dental Plan drop-down menu, and click on "DentalGuard Preferred" under the Dental Network drop-down menu. The plan provides both in- and out-of-network benefits. Using in-network providers results in savings to you. If you do not wish to use an in-network provider, you will receive the lesser out-of-network benefit.

Part-time employees who work less than 20 hours per week are not eligible for Dental Insurance.

Total yearly maximum benefit is $1,800 per covered family member. Orthodontia benefit is provided for children only to age 19: $1,500 maximum lifetime benefit (per child).

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Vision Insurance (Effective 7-1-14)

  • Eligible full-time and part-time employees - premium is paid 100% by the employee. View rate information.

CSM utilizes the Guardian VSP Plan. To locate "in-network" vision providers, visit https://www.guardiananytime.com , click on Find a Vision Provider, click on "VSP Network Signature Plan". The plan provides both in- and out-of-network benefits. Using in-network providers results in savings to you. If you do not wish to use an in-network provider, you will receive the lesser out-of-network benefit.

Part-time employees who work less than 20 hours per week are not eligible for Vision Insurance. 

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Healthcare Spending Accounts

An eligible employee may enroll in a Healthcare Spending Account (HSA). This account will reimburse you with pre-tax dollars for healthcare expenses not reimbursed under your family's healthcare plan(s). The maximum amount you may contribute to this account for the upcoming 2013 - 2014 plan year is $3,250 for single and $6,450 for family. The amount is deducted from your salary before you pay taxes, resulting in a considerable tax savings. Your HSA will be established with Bank of America and works like a checking account. You receive a debit card to pay for eligible medical expenses such as: deductibles, co-pays, dental work not covered under the dental plan, orthodontia, vision care and products not covered under the vision plan, etc.

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Domestic Partner Coverage

Domestic partners and their dependents are eligible for the same CSM medical and dental benefits as those provided to married spouses and their dependents. The College of Southern Maryland defines domestic partners as two (2) individuals, of the same or opposite sex, who live together in a long-term relationship of indefinite duration. There must be an exclusive mutual commitment similar to that of marriage, in which the partners agree to be financially responsible for each other's welfare and share financial obligations, as verified by affidavit.

The value of insurance benefits provided to the domestic partner and his/her dependents is considered taxable income to the employee by the Internal Revenue Service and is subject to social security and federal and state income tax withholding.

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Life Insurance

  • Eligible full-time employees receive basic life insurance in the amount of 2 times salary, to a maximum of $100,000, at no cost to the employee.
  • Supplemental life insurance in increments of $25,000, to a maximum of 5 x annual earnings or $500,000, may be purchased (rates are age-based). Medical underwriting is required for amounts over $250,000. Spouse coverage is available up to 50% of employee's coverage amount, to a maximum of $75,000. Child Life is also available in the amounts of $5,000 or $10,000 (covers one child or multiple children, inclusive). Paid 100% by the employee.
  • Subject to medical underwriting if not elected when first hired.
  • View rate information.

Part-time employees are not eligible for life insurance.

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Long Term Disability

  • Eligible full-time employees receive basic long-term disability insurance, which would pay a benefit of 60% of monthly base pay ($6,000 monthly maximum) beginning on the 90th day of a disability. There is no cost to the employee.

Part-time employees are not eligible for LTD insurance.

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Short Term Disability (SICK LEAVE POOL)

Eligible full-time employees may join the Sick Leave Pool to ensure a measure of income protection during the LTD elimination period, (the 21st work day to the 90th day of disability). Employees may enroll within the first 30 days of full-time employment or during open season by donating 3 non-refundable days of sick leave to the pool. Sick leave pool days are paid at 75% of salary.

Part-time employees are not eligible for the Sick Leave Pool.

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Employee Assistance Program (EAP)

Call toll-free 888-456-1324: The college offers an Employee Assistance Program through Ceridian LifeWorks. LifeWorks provides free, confidential help with personal and work-related issues 24 hours a day, 7 days a week. Call LifeWorks to speak to a consultant or visit their website at www.lifeworks.com (User ID=csmd; Password=lifeworks) for additional information and assistance. Please view the Ceridian flyer for additional information on the services provided by LifeWorks.

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Employee Wellness Center Activities

The Wellness Center helps individuals attain an optimal level of health and well-being. The center sponsors contests, offers positive lifestyle courses, lunch-time learning seminars (Health Breaks), health screenings, and informative pamphlets about a variety of health-related topics.

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Time-Off for Fitness Program

Employees who participate in wellness activities on CSM campuses are able to use up to one hour per week (additional 30 minutes 2 days per week), Monday through Friday, for fitness activities, with their supervisor's approval. Non-exempt employees on time sheets should record this time in column 8 (Other) on their time sheet. An employee will be required to come in earlier, stay later, or shorten his/her lunch break to compensate for any time used in excess of the additional half-hour.

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Fitness Exercise Lab

Fitness Exercise LabFitness centers are located on the La Plata, Leonardtown, and Prince Frederick campuses and are open to all employees free of charge. The centers house various strength training equipment, free weights, exercise bikes, treadmills and elliptical trainers. The LaPlata campus offers an indoor pool which is also free to employees. Individualized fitness equipment orientations are provided free of charge by appointment. Physical fitness assessments are offered by certified Fitness Trainers for a minimal fee. Employees may register for group fitness classes. No tuition is required for the classes, but employees are responsible for paying any course-related fees.

All employees may join the Fitness Exercise Lab by showing evidence of current employment and registering for WFS9990. This gives them access to all three fitness centers and the pools located on the LaPlata and Leonardtown campuses.

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